Ready to start financing your new vehicle? Follow these easy steps.
  • Complete the online application below. All information is securely transmitted to us.
  • Hear back from one of our associates to discuss additional details on your request.
  • Finalize details of your purchase. By reducing the need to fill out paperwork in store, you will be one step closer to enjoying your new vehicle.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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We have taken reasonable efforts to ensure display of accurate data; however, the information shown may contain errors and omissions, may not reflect all vehicle items and accessories, and errors with regard to pricing may occur.  All displayed inventory is subject to prior sale and all prices expire at midnight on the date displayed. Price shown is for the state in which Dealer is physically located and if transferred to another state, the price may change. Dealer is not responsible for any errors but should be consulted in person to confirm the information on this page.

USED VEHICLES MAY BE SUBJECT TO UNREPAIRED MANUFACTURER RECALLS.  PLEASE CONTACT THE MANUFACTURER OR A DEALER FOR THAT LINE MAKE FOR RECALL ASSISTANCE/QUESTIONS OR CHECK THE NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION WEBSITE FOR CURRENT RECALL INFORMATION BEFORE PURCHASING.

Welcome to Momentum Volvo. We're happy to assist with your auto loan needs. Whether your credit is good, bad, or somewhere in between, at Momentum Volvo, we work with you to help you find the lending options for your circumstances.

Is Financing a Car a Good Idea?

Financing a car can be an effective way to manage the cost of a vehicle while helping a person to build his or her credit at the same time. Instead of paying $10,000 or more upfront to purchase the car, you can make payments of between $200 and $300 over the course of several months or years.

By making payments over time, you can get the vehicle that you need today without jeopardizing your overall financial situation. It is important to note that with each payment that you make, you build equity in the vehicle. If you decide that you no longer want the car or truck that you currently own, it is possible to sell or trade it to cash in that equity.

Is There a Minimum Credit Score to Finance a Car?

There is no minimum credit score needed to finance a vehicle. However, your credit score will likely determine the type of loan that you receive. It may also determine whether or not a cosigner or other guarantees are needed to obtain the loan. Finally, those who have a credit score of over 640 may be able to finance a vehicle without a down payment or at a very competitive interest rate.

The good news is that we work with everyone to help them obtain financing for their next vehicle. Therefore, you shouldn't feel as if your low score or lack of credit history automatically disqualifies you from getting approved for a car loan with reasonable terms.

If you are interested in financing your next Volvo vehicle, please be sure to call or visit Momentum Volvo in Houston on today!